How to apply for IPO in Zerodha (Using UPI)

All the steps to apply for IPO through Zerodha Console

This is a step-by-step guide to directly apply for any active IPOs directly through Zerodha Console, using the Zerodha Console (UPI, BHIM method).

Total Time: 15 minutes

Log on to Zerodha Console

Log on to the Zerodha Console link:
https://console.zerodha.com/portfolio/ipo/

Log in with your Zerodha credentials

If prompted, log in with your “User ID”, “Password”(in the first screen), and enter your PIN (in the second screen) to complete the login process.

Choose the IPO you wish to bid for

In the list under “Active IPO Window”, from the list of active IPOs, choose the row that contains the IPO you wish to apply for, and click the “Place Bid” option.

Review the IPO offer details

On the left, you will see the details of the IPO offer including the following:
– Date of IPO Open
– Date of IPO Close
– Issue Size
– Issue Price Band
– Application Lot Size (Market Lot)
– Tick size
– Minimum Order Quantity
– Discount (if any)
– Also, there should be a hyperlink to the “Red Herring Prospectus” for reference.

Enter your UPI ID

To the right, enter your UPI ID.
A few things to note in this case:
Make sure that your UPI app is in the list of approved apps. A ready reference of the approved apps is available at the NPCI website[link]. Click on the tab “UPI Apps & Banks live on IPO“, and refer to the “UPI Apps live on IPO” list (not the other tables). The list of approved apps may continually change. So, it’s a good decision to refer to this list every time you apply for IPO, so that your information is up-to-date.

Next, enter the desired lots (quantity), and price

Next enter the quantity (making sure that the amount is a pure multiple of the lot size), and the price you wish to bid at. It is always a good time to choose the cut-off price (selecting the check-box option at “Cut-off price” option.

Click the “Read disclaimer” checkbox

Click the “Read Disclaimer” checkbox to confirm that you have read the legalese on the IPO application.

Click “Submit”

Finally click “Submit”.

Accept the Mandate (to Collect) on your UPI app

The final step is to accept the mandate in your respective UPI app.

FAQs

Do I need to have a demat account with Zerodha to do the IPO application this way?

YES. You need an account with Zerodha to apply through this process.

I have not immediately gotten the mandate on my UPI app? Is this normal?

Zerodha says that “It may take a few hours for you to receive this mandate in some cases since this system is still in the initial stages of operation.”
So YES, this may have some delay in the mandate being received in the UPI app.

When will I get an SMS or confirmation of the successful application with the exchanges?

At the end of the day after submitting the IPO bid, you will receive an SMS from the exchange confirming your application. Meanwhile, to check the status of your order you can select the IPO you have applied for and you’ll be able to see the last updated bids in your application.

Additional Resources:

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